Wintermute Ventures says crypto is becoming the clearing layer for the internet economy in 2026, with prediction markets set to replace traditional insurance by pricing specific risks that were previously untradeable.
Prediction Markets Replace Insurance
Prediction markets are moving beyond consumer products into financial tools that replace legacy insurance, according to Wintermute’s 2026 outlook.
Instead of buying broad hurricane insurance for an entire region, users can now hedge against specific wind speeds in exact locations during defined timeframes.
These markets price individual risks directly rather than bundling them into expensive policies.
Wintermute expects new markets to trade measures of perception, sentiment, and collective opinion—assets that were never priced before.
Stablecoins And Settlement Infrastructure
Stablecoins enable programmable payments, but the industry lacks proper settlement infrastructure. Too …