Credit Acceptance (NASDAQ:CACC) is set to give its latest quarterly earnings report on Thursday, 2026-01-29. Here’s what investors need to know before the announcement.
Analysts estimate that Credit Acceptance will report an earnings per share (EPS) of $10.03.
Credit Acceptance bulls will hope to hear the company announce they’ve not only beaten that estimate, but also to provide positive guidance, or forecasted growth, for the next quarter.
New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).
Overview of Past Earnings
The company’s EPS beat by $0.76 in the last quarter, leading to a 1.11% drop in the share price on the following day.
Here’s a look at Credit Acceptance’s past performance and the resulting price change:
| Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|
| EPS Estimate | 9.52 | 9.83 | 9.67 | 7.93 |
| EPS Actual | 10.28 | 8.56 | 9.35 | 10.17 |
| Price Change % | -1.00 | -9.00 | -4.00 | -1.00 |
Tracking Credit Acceptance’s Stock Performance
Shares of Credit Acceptance were trading at $437.72 as of January 27. Over the last 52-week period, shares are down 15.5%. Given that these returns are generally negative, long-term shareholders are likely bearish going into this earnings release.
Analyst Opinions on Credit Acceptance
For investors, grasping market sentiments and expectations in the industry is vital. This analysis explores the latest insights regarding Credit Acceptance.
Credit Acceptance has received a total of 1 ratings from analysts, with the consensus rating as Sell. With an average one-year price target of $430.0, the consensus suggests a potential 1.76% downside.
Comparing Ratings with Competitors
In this comparison, we explore the …