Veteran Banker Neeraj Gambhir Says New Tools Needed As Deposits Fizzle by NDTV Profits | March 17, 2026 1:11 pm | Latest Posts, Market, Trending News Currently, banks in India can mainly issue three types of bonds: longer-tenure notes to fund infrastructure, affordable housing, Tier I bonds, and Tier II bonds, which have a minimum maturity of five years.