RBI ‘Returns’ Ujjivan SFB’s Universal Bank License Application by NDTV Profits | April 13, 2026 8:30 pm | Latest Posts, Market, Trending News The regulator had earlier returned Jana SFB’s universal bank license application, while giving in-principle approval to AU SFB to convert to an universal bank and granting in-principle approval to Fino Payments Bank request to transition into a SFB.