Synopsis: Aadhar Housing Finance is in focus as the RBI has now approved Blackstone’s acquisition, marking a major change in potential ownership, as Blackstone’s BCP Asia II Holdco VII aims to acquire up to 80.15% of the company.
The shares of this financial company, which provides housing finance loans to individuals, are in focus after securing a key approval from the Reserve Bank of India, paving the way for Blackstone to acquire a significant stake in the housing finance major. In this article, we will dive more into the details of it.
With a market capitalisation of Rs 20,562 crore, the shares of Aadhar Housing Finance Ltd are currently trading at Rs 472.65 per share, down 1 percent from its previous day’s closing price of Rs 478.10 per share. In the last one year, the stock has delivered a robust return of 20 percent, outperforming NIFTY 50’s return of 10.4 percent. Aadhar Housing Finance is back in the spotlight after it secured approval from India’s market regulator, the Reserve Bank of India, for its change in ownership.
The company informed the exchanges that the RBI has given the green light to Blackstone’s proposal to take over, which is significant. Since Aadhar operates as a housing finance company, any substantial change in ownership requires the RBI’s authorisation.
About the acquisition
In an earlier filing, the company reported that Blackstone, through its subsidiary BCP Asia II Holdco VII Pte. Ltd., intends to acquire a large stake, up to 80.15 per cent, in Aadhar Housing Finance. This will be achieved by purchasing shares from the existing promoter, BCP Topco VII Pte. Ltd., as well as through an open offer to public shareholders. The transaction had previously received clearance from the Competition Commission of India, so the antitrust requirement has already been met.
Essentially, Blackstone is set to take control of Aadhar Housing Finance, and regulators are checking off approvals along the way. With RBI’s consent now secured, the deal is nearing completion.
For investors, this is a major development. When a global private equity firm like Blackstone comes in, it typically brings increased capital, ambitious growth plans, and a sharper focus on scaling up, particularly in the affordable housing finance sector.
Financial and other highlights
The total revenue from operations for Aadhar Housing stands at Rs 897 crores in Q2 FY26 compared to Q2 FY25 revenue of Rs 764 crores, up by 17 per cent YoY. Additionally, on a QoQ basis, it reported a slight growth of 6 percent from Rs 848 crore.
Coming down to its profitability, the company’s net profit stood at Rs 266 crore in Q2 FY26, up from Rs 228 crore in Q2 FY25, which is a growth of 17 percent YoY. Additionally, on a QoQ basis, it reported a net profit of Rs 237 crore, which is a growth of 12 percent.
Aadhar Housing Finance Limited is a housing finance company that focuses on low-income housing finance and provides loans for buying a new house, construction, renovation, and extension. In addition, it offers loans for commercial properties and gives loans against residential assets. The company offers financial services related to properties to individuals, businesses, societies, and associations through the delivery of a variety of property-related financial services.
Aadhar Housing Finance is scaling up steadily, with AUM of Rs 27,600 crore (Sept-25) backed by a 100 percent secured retail loan book. In H1 FY26, it disbursed Rs 4,100 crore, supported by a wide reach of 611 branches across 22 states & UTs and 3.15 lakh live accounts.
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