Gold prices surged to a four-month high on Monday, buoyed by expectations of a U.S. Federal Reserve rate cut and safe-haven demand.

The rally coincides with a landmark shift in global finance flagged by prominent economist Mohamed A. El-Erian, showing central banks’ direct holdings of gold now exceed their U.S. Treasury holdings as a percentage of foreign reserves for the first time in nearly three decades.

Gold Climbs To A Four-Month High

Spot gold climbed to $3,489.78 an ounce, its highest point since mid-April, marking a fifth consecutive day of gains.

The immediate price catalyst is growing market conviction that the Federal Reserve will implement a rate cut this month. Lower interest rates reduce the opportunity cost of holding non-yielding bullion.

Simultaneously, uncertainty surrounding U.S. trade tariffs and political pressure on the Fed have enhanced gold’s appeal as a safe-haven asset for investors.

Gold Over US Treasuries For The First Time In 30 Years

Underpinning this market rally is a deeper, structural trend highlighted by El-Erian. In a post on the social media platform X, he shared a chart indicating that, for the first time since 1996, global central banks’ allocation to gold in their international reserves has surpassed their allocation …

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