Affirm Holdings (NASDAQ:AFRM) is preparing to release its quarterly earnings on Thursday, 2026-02-05. Here’s a brief overview of what investors should keep in mind before the announcement.
Analysts expect Affirm Holdings to report an earnings per share (EPS) of $0.61.
The market awaits Affirm Holdings’s announcement, with hopes high for news of surpassing estimates and providing upbeat guidance for the next quarter.
It’s important for new investors to understand that guidance can be a significant driver of stock prices.
Overview of Past Earnings
In the previous earnings release, the company missed EPS by $0.18, leading to a 11.61% increase in the share price the following trading session.
Here’s a look at Affirm Holdings’s past performance and the resulting price change:
| Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|
| EPS Estimate | 0.41 | 0.3 | -0.08 | -0.23 |
| EPS Actual | 0.23 | 0.2 | 0.01 | 0.23 |
| Price Change % | 12.00 | 11.0 | -14.00 | 22.00 |

Insights Shared by Analysts on Affirm Holdings
For investors, staying informed about market sentiments and expectations in the industry is paramount. This analysis provides an exploration of the latest insights on Affirm Holdings.
Analysts have given Affirm Holdings a total of 9 ratings, with the consensus rating being Buy. The average one-year price target is $90.44, indicating a potential 46.68% upside.
Analyzing Analyst Ratings Among Peers
The below comparison of the analyst ratings and average 1-year price targets of Corpay, Global Payments and Toast, three prominent players in the industry, gives insights for their relative performance expectations and market …