Every Small Bonus Counts: A Rs 5,000/Month Step-Up SIP Can Grow Into THIS Over 5, 10, And 20 Years by NDTV Profits | April 17, 2026 8:25 am | Latest Posts, Market, Trending News At 12% returns and an annual step-up rate of 10%, you will get almost Rs 90,000 more in maturity corpus from a step-up SIP.