LITTLE ROCK, Ark., Jan. 20, 2026 (GLOBE NEWSWIRE) — Bank OZK (the “Bank”) (NASDAQ:OZK) today announced that net income available to common stockholders for the fourth quarter of 2025 was $171.9 million, a 3.5% decrease from $178.1 million for the fourth quarter of 2024. For the full year of 2025, net income available to common stockholders was $699.3 million, a 0.1% decrease from $700.3 million for the full year of 2024. Diluted earnings per common share (“EPS”) for the fourth quarter of 2025 were $1.53, a 1.9% decrease from $1.56 for the fourth quarter of 2024. EPS for the full year of 2025 were a record $6.18, a 0.7% increase from $6.14 for the full year of 2024.
George Gleason, Chairman and Chief Executive Officer, stated, “Our 2025 net income available to common stockholders of $699.3 million almost equaled our record results of $700.3 million for 2024, and our 2025 EPS of $6.18 was a new record, improving on 2024’s record $6.14. Our solid 2025 earnings were driven by $2.35 billion (7.8%) growth in loans and $2.34 billion (7.5%) growth in deposits resulting in record annual net interest income of $1.59 billion. Over the last three years, we have grown assets a cumulative 47% and produced record EPS each year. Our goal for 2026 is to produce another year of record EPS.”
MANAGEMENT COMMENTS, FINANCIAL SUPPLEMENT AND …