- Expected net profit in 2025 specified at the upper end of DKK 3.8bn-4.6bn,
equivalent to earnings per share at the upper end of DKK 60-73 - Earnings per share at DKK 39.4 (H1 2024: DKK 38.8)
- Core income at DKK 6,503m (H1 2024: DKK 6,828m)
- Core expenses at DKK 3,195m (H1 2024: DKK 3,160m)
- Loan impairment charges: income of DKK 47m (H1 2024: expense of DKK 95m)
- Management’s estimate relating to loan impairment charges at DKK 1,877m (end of 2024: DKK 1,782m)
- Capital ratio at 21.5%, of which common equity tier 1 capital ratio at 16.3% (H1 2024: 21.9% and 16.6%, respectively)
Summary
“Overall, we are seeing good activity and have refined our outlook. Over the past year, Jyske Bank significantly improved customer satisfaction among both personal and corporate customers and was named “Best at Private Banking” for the tenth year running. These are central elements of our strategy,” says Lars Mørch, CEO and Member of the Group Executive Board.
In H1 2025, earnings per share rose by 1% compared with the previous year despite the impact from considerably lower short-term interest rates. The business volume showed sustained advance with momentum in the personal customer area in particular. On this background, expectations of the net profit for 2025 were specified at the upper end of DKK 3.8bn-4.6bn.
The Danish economy and employment are on the rise, and activity in the housing market has increased. At the same time, however, the outlook is limited by changes in tariff rates and geopolitical uncertainty. Customers’ financial situation is generally robust, and we are well equipped to help them.
Strategic progress
The strategy focuses on optimising operations and investing in selected …