BETHLEHEM, Pa., Aug. 15, 2025 (GLOBE NEWSWIRE) — On August 13, 2025, Embassy Bancorp, Inc. (OTCQX:EMYB) (the “Company“) filed its Quarterly Report on Form 10-Q for the period ended June 30, 2025, a copy of which can be found at https://investors.embassybank.com/sec-filings/documents/default.aspx.
Highlights of the filing, which includes consolidated financial information of the Company and Embassy Bank For the Lehigh Valley (the “Bank”), the Company’s wholly owned subsidiary, include:
- Cash and cash equivalents on hand of $91.8 million at June 30, 2025, or 5.2% of total assets.
- Deposits of $1.61 billion at June 30, 2025, an increase of $57.2 million, or 3.7%, from $1.55 billion at December 31, 2024. The Company does not have any brokered deposits.
- Short term borrowings of $15.6 million at December 31, 2024, were repaid in full on January 2, 2025 and there were no new borrowings required during the six months ended June 30, 2025.
- Bank net interest margin (FTE) increased to 2.43% for the quarter ended June 30, 2025, up from 2.34% for the quarter ended March 31, 2025, and up from 2.16% for the prior year quarter ended June 30, 2024.
- Bank cost of funds of 1.81% for the quarter ended June 30, 2025, up slightly …