ROSLYN, N.Y., April 13, 2026 (GLOBE NEWSWIRE) — EmPRO Insurance Company (EmPRO), a licensed medical professional liability insurance carrier serving physicians and healthcare facilities, today announced strong financial results for the year ended December 31, 2025, highlighting a fourth consecutive year of continued growth, disciplined underwriting, and operational excellence.

EmPRO reported admitted assets of $668.5 million, an increase of 17% year-over-year with liabilities of $513.8 million and loss and loss adjustment expense reserves of $443.2 million, while surplus grew 46.7% to $154.7 million, including paid-in capital stock of $3.6 million. EmPRO also completed the full repayment of its surplus note, further strengthening its capital position. The company achieved a significantly improved combined ratio of 77.4%, compared to 86.9% in 2024.

Gross written …

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