Synchrony Finl (NYSE:SYF) is gearing up to announce its quarterly earnings on Tuesday, 2026-01-27. Here’s a quick overview of what investors should know before the release.
Analysts are estimating that Synchrony Finl will report an earnings per share (EPS) of $2.02.
The announcement from Synchrony Finl is eagerly anticipated, with investors seeking news of surpassing estimates and favorable guidance for the next quarter.
It’s worth noting for new investors that guidance can be a key determinant of stock price movements.
Earnings History Snapshot
In the previous earnings release, the company beat EPS by $0.65, leading to a 2.86% drop in the share price the following trading session.
Here’s a look at Synchrony Finl’s past performance and the resulting price change:
| Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|
| EPS Estimate | 2.21 | 1.71 | 1.67 | 1.92 |
| EPS Actual | 2.86 | 2.50 | 1.89 | 1.91 |
| Price Change % | -3.00 | 2.00 | 3.00 | 3.00 |
Synchrony Finl Share Price Analysis
Shares of Synchrony Finl were trading at $76.61 as of January 23. Over the last 52-week period, shares are up 15.15%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release.
Analyst Opinions on Synchrony Finl
For investors, staying informed about market sentiments and expectations in the industry is paramount. This analysis provides an exploration of the latest insights on Synchrony Finl.
The consensus rating for Synchrony Finl is Outperform, derived from 9 analyst ratings. An average one-year price target of $94.0 implies a potential 22.7% upside.
Peer Ratings Comparison
The below comparison of the analyst …