Synopsis– Have you considered buying an electric 2-wheeler vehicle online? Flipkart now allows you to purchase an EV scooter directly through its platform and with this credit card you can enjoy discounts of up to ₹10,000 on your purchase.
You may have bought several things online — from clothes and gadgets to mobiles and more. But for the first time, Flipkart, an e-commerce platform is offering the option to purchase electric vehicles online. While a lot of credit cards are giving offers for such purchases, but we have handpicked the best one for you to complete your EV purchase smoothly.
Reasons Why To Purchase Your Ather Scooter on Flipkart?
You can save your own large amounts of money when purchasing your EV scooter through the online store of Flipkart. Flipkart also accepts gift vouchers + credit cards payment to get extra cashback and discounts instead of paying the showroom directly. And delivery is also done by your local dealer, so you receive all the face-to-face advantages of a vehicle check, insurance brokerage and accessory offers.
The Card Picked for You: HDFC Millennia
The HDFC Millennia Credit Card offers a cashback of 5% on Flipkart, and thus it will be ideal in this trick! You will also escape the 2 per cent card mark- up that most showrooms charge on direct card payment. Savings Accruing on a ₹1.5 Lakh Ather 450X How the Savings Add Up.
It is possible to separate it into the following steps:
- Step 1: Purchase 80,000 Flipkart vouchers with your HDFC Millennia Card. This will provide you with ₹4,000 cashback, 5 percent of ₹80,000
- Step 2: Use the remaining ₹70, 000 cash to pay directly to Flipkart using any of the cashback cards like SBI Cashback or Axis Flipkart Card, which will pay around 5 per cent in the form of cashback.
- Step 3: You also save the 2 percent card payment surcharge that dealers normally charge when you use your card. 2% of ₹1.5 Lakh = ₹3,000 saved. Total Savings = ₹4,000 + ₹3,500 + ₹3,000 = ₹10,500
Also read: 5 Best Axis Bank Credit Cards Offering Upto ₹10,000 Discount on Apple Products
What Is So Effective about this Method?
- You use gift vouchers together with card payments at a time (Flipkart does, Amazon does not).
- It is a simple, low effort, no-showroom bargain way of saving.
- It also supports other bikes and scooters and not only Ather.
Saving Hints to Same-Day Money
- As the amount of cashback that HDFC Millennia offers with Flipkart is restricted to ₹1,000/month, you can divide your voucher purchases into 2-3 months and earn maximum benefits.
- Buy Flipkart vouchers using an Axis M4B card to evade any form of convenience fee.
- Monitor Flipkart sales and bank offers to pile up on more savings.
- Determine whether you have a welcome bonus or a cashback offer on milestones after charging your credit cards at Flipkart.
Ready to Buy Smart?
On the day you buy this simple payment plan, keep in mind – you save more than ₹10,000 on your EV scooter. No haggling in showrooms, only smart usage of your credit cards and electronic vouchers. It will be easier, less expensive, and more satisfying to buy your electric scooter!
The calculations above are based on current market prices and current offers and may change, so please checkup with your bank before purchasing
Written by Jayanth R Pai
The post The Best HDFC Credit Card to Buy EV 2-Wheelers on Flipkart – Find Out Which One appeared first on Trade Brains.